Thomas J. Douglas, Jr. has been working with the firm's banking, corporate and real estate clients since 1977.  He has worked with the firm's banking and corporate clients on transactions including mutual to stock conversions, holding company reorganizations, mergers and acquisitions, purchase and assumption transactions, branch and real estate sales and acquisitions, sale and leaseback transactions and branch and office leases.  He has also worked on a wide range of regulatory applications for financial institutions, mortgage bankers and mortgage brokers.  He has also worked with banking and financial institution clients on a wide range of regulatory matters including structuring of mergers and acquisitions, affiliate transactions, investment and lending determinations as well as federal and state compliance and regulatory matters including fair lending, Equal Credit Opportunity, truth in lending and RESPA. 

 

 Mr. Douglas also has broad experience and expertise related to mortgage lending and mortgage banking matters including structuring of lending programs, negotiation of contracts for the purchase and sale of mortgage loans, negotiation of mortgage loan servicing and sub-servicing agreements and securitization transactions.  He has also worked with the firm's banking and corporate clients in negotiating and drafting a wide range of contracts, including computer contracts, service contracts, vendor contracts and investment advisor and investment management contracts.  He has also worked closely with the firm's litigation department in pursuing rights on behalf of clients and resolving contractual disputes.