Long Island
100 Quentin Roosevelt Boulevard
Garden City, NY 11530-4850
ph: 516.357.3850
fx: 516.357.3792
Photo of Mandy  Xu

Areas of Practice



Languages: Mandarin Chinese

Mandy Xu


Mandy Xu is an associate in the firm’s Banking Department. She provides legal advice and practical guidance on operational, compliance, regulatory and other matters to banks and other financial institutions. Her experience includes product development and maintenance, day-to-day operations, marketing material review, and communication with regulatory agencies. She advises clients on a wide variety of regulatory compliance matters under various laws and regulations at both Federal and state level.

Areas of Concentration

  • Mortgage rules and regulations implemented by the Consumer Financial Protection Bureau under the Dodd-Frank Act  
    • TILA-RESPA Integrated Disclosure Rule
    • Ability to Repay/Qualified Mortgage Rule
    • Mortgage Servicing Rules
    • Loan Originator Compensation Requirements
  • Home Mortgage Disclosure Act
  • Fair Lending

Professional & Community Activities

  • Member, New York State Bar Association
  • Member, Asian American Bar Association of New York