Case Studies

Christopher H. Palmer represents commercial banking and financial institutions, concentrating in all types of secured real estate  loans and credit facilities.  In this regard, Mr. Palmer provides representation to direct portfolio lenders and secondary market lenders by handling all aspects of complex structured finance issues.  He has broad experience securing loans with commercial retail and office buildings, multi-family apartment properties, and mixed use properties.  In an active advisory role to lenders, he has authored and negotiated detailed loan documentation, loan agreements, pertinent disclosures, commitment letters, guarantees and environmental indemnities, as well as other credit enhancements.

In addition to his transactional commercial lending practice, Mr. Palmer also advises the firm’s banking clients to ensure continuing compliance with federal and state regulations governing lending and mortgages.  He has extensive experience advising Loan Recovery departments on matters involving creditors' rights, lender liability issues, loan default negotiations, foreclosure actions and proceedings, and the enforceability of security interests and loan documents.  Representing lenders in all phases of loan workouts and restructurings, Mr. Palmer has handled bulk note sales, deeds-in-lieu of foreclosure arrangements, short sales and REO transfers.

Mr. Palmer also advises his clients on land use issues, specializing in local law zoning issues and appearances before local Board of Zoning Appeals hearings.

Past Experience

Mr. Palmer has served as a Continuing Legal Education lecturer on several CLE panels, speaking on topics such as “Representing the Commercial Mortgage Lender” and “Cutting Edge Issues in Real Property Law.”  In addition, he has also prepared and presented informational and educational seminars for his banking clients on topics such as "Property and Liability Insurance - What Every Lender Must Know".

Professional & Community Activities

• Committee Member, Judicial Foreclosure Task Force, as formed and organized by New York State Chief Administrative Judge Ann Pfau in conjunction with New York Bankers Association (NYBA)
• Counsel to the Village of Rockville Centre Board of Zoning Appeals
• Member, Mortgage Bankers Association
• Member, New York State Bar Association