Long Island
100 Quentin Roosevelt Boulevard
Garden City, NY 11530-4850
ph: 516.357.3710
fx: 516.977.4199
Photo of Joseph D. Simon

Areas of Practice



J.D., Boston University School of Law, 1986 cum laude
B.A., State University of New York at Buffalo, 1982 cum laude

Joseph D. Simon


Joseph D. Simon handles regulatory, compliance, corporate and transactional matters for financial institutions, and real estate matters for all types of clients.

Joseph advises financial institutions on a wide range of issues, including cybersecurity, truth-in-lending, RESPA, HMDA, truth-in-savings, financial privacy, transactions with affiliates, lending limits, electronic banking, banking operations, and currency transaction and IRS reporting obligations. He deals on a regular basis with state and federal regulatory agencies such as the New York State Department of Financial Services, the FDIC, the Consumer Financial Protection Bureau, the Federal Reserve Board, the Comptroller of the Currency, and the National Credit Union Administration.

Joseph is a frequent speaker and author on financial institution regulatory and compliance matters. He has given seminars on New York’s Exempt Income Protection Act and federal garnishment rules, and has been a presenter at seminars held by the New York Bankers Association and the New Jersey Bankers Association on HMDA and other regulatory matters. Joseph has written extensively on the mortgage regulations promulgated under the Dodd-Frank Act and has worked with several financial institutions on meeting the origination and servicing requirements imposed by those regulations. He is the author of “CFPB Mortgage Rules Under the Dodd-Frank Act,” a volume of Bloomberg BNA’s Banking Portfolio Series. The 2015 portfolio provides a comprehensive overview of mortgage rules issued by the Consumer Financial Protection Bureau under the Dodd-Frank Act. He is also the co-author with his colleague Elizabeth A. Murphy of “Cybersecurity Regulation for Financial Services Companies: New York State Leads the Way” in the Summer 2017 edition of the Journal of Taxation and Regulation of Financial Institutions.

Joseph is a recipient of a JD Supra Reader’s Choice Award in both 2016 and 2017 for being one of the top four authors in the country with respect to readership and engagement in the area of Banking/ Financial Services.In addition to his financial institution practice, Joseph also represents landlords and tenants in commercial leases, purchasers and sellers in all types of real estate matters, and lenders in the sale and purchase of performing and nonperforming loans.

Professional & Community Activities

  • Member, Lawyers Advisory Committee of the New York Bankers Association
  • Member, Banking Law Committee of the American Bar Association
  • Member, Banking Law Committee of the New York State Bar Association
  • Previously served as counsel to several bank associations, including the Long Island Thrift Mortgage Initiative, the Community Home Purchase Process Initiative and BANC3, an organization started by banks to increase child care opportunities in New York and Long Island
  • Honoree at the Harbor Child Care 40th Anniversary Gala Dinner in 2013

News & Speaking Engagements